Refer a Friend Terms.

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This page gives you an overview of our refer a friend programme and how it works. The programme has been designed so that you and your friends both get rewarded for spreading the word about Premier.

  1. What is the Premier refer a friend programme?

1.1 Premier is offering existing customers who have used our services up the ability to refer their friends and family to the service.

1.2 Referrers must be registered customers of Premier.

  1. What is the reward and how is it delivered?

2.1 For each successful referral  you will be entitled to a £50 Marks & Spencer Voucher.

2.2 Premier has the right to change the value and structure of these rewards at any time.

2.4 The Premier refer a friend programme is unlimited, so if you refer 10 friends and they go on to successfully secure a mortgage after applying through Premier, you will receive 10 x £50 voucher rewards.

  1. Prohibited uses

3.1. You may only use our refer a friend programme in good faith for lawful purposes. You may not:

  1. use alternative contact information to refer yourself or others that have created duplicate accounts;
  2. invite an existing customer of Premier;
  3. invite fictitious persons;
  4. make payments to another user that are not genuine payments;
  5. use the refer a friend programme in:

– any way that breaches any applicable local, national or international law or regulation; or

– any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;

  1. to transmit any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam); or

otherwise attempt to circumvent this agreement or the refer a friend programme.

4. Data protection

4.1 At no point do you gain access to the identity of your referrals or any of their data or information around their mortgage application and vice versa.

4.3 Premier will not discuss any aspect of a referred person’s application with you at any point or their experience of Premier. You have no right to, and will not receive, updates on your referred person’s application due to privacy and data protection controls.

  1. Abuse of the referral terms

5.1. Premier has the right to refuse to pay you the referral fee if (in its sole and absolute discretion) Premier suspects that you have not used the refer a friend programme in good faith or have breached this agreement.

5.2. We will determine, in our sole and absolute discretion, whether there has been a breach of this agreement. When a breach of this agreement has occurred, Premier may take such action as we deem appropriate, including (but not limited to) termination of this agreement, closing your account(s), closing third party account(s) and suspending the refer a friend programme.

  1. Limitation of liability

Premier accepts no liability for any use of the refer a friend programme which does not comply with this agreement.

  1. Changes to this agreement

We may revise this agreement at any time by amending this page. We may or may not alert you to any changes made. Continued use of the refer a friend programme shall amount to acceptance of the agreement in force at that time.

  1. Changes to the refer a friend programme

Premier reserves the right to:

8.1 Terminate the refer a friend programme at any time, without notice.

8.2 In the event the refer a friend programme is terminated, Premier will not be obliged to credit any accounts that would have otherwise qualified for a referral fee.

  1. Applicable law

9.1. This agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

9.2. Each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this agreement or its subject matter or formation (including non-contractual disputes or claims).

  1. Contact us

10.1 To contact us with ideas, suggestions or issues with our refer a friend programme, please email

10.2 If you want to opt out of Premier marketing services and communications you can do so by emailing


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Premier Mortgages

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WA12 9SH

01925 906 210


Premier Mortgages North West Limited are directly authorised and regulated by the Financial Conduct Authority reference 556587. Registered in England and Wales No: 07673912. Registered Office: 143-147 High Street, Newton-le-Willows, Merseyside, WA12 9SQ. Calls may be recorded for training and monitoring.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 023 4567.